Jalan Menuju Kemandirian Finansial Lembaga Pendidikan Islam Dengan Pendekatan Zero Capital
DOI:
https://doi.org/10.65244/jgge.v2i1.220Keywords:
Financial Independence, Islamic Education, Zero CapitalAbstract
Financial independence remains a critical challenge for Islamic educational institutions, primarily due to their persistent reliance on external funding sources. Such dependency not only undermines financial stability but also constrains institutional autonomy and long-term sustainability. This article aims to conceptually examine pathways toward financial independence in Islamic educational institutions through a zero capital approach. Employing a qualitative library research design, this study critically analyzes scholarly books and peer-reviewed journal articles related to Islamic education management, social entrepreneurship, and non-profit organizational governance. The findings reveal that financial independence is not solely determined by the availability of financial capital, but rather by the institution’s capacity to optimize non-financial assets, including social capital, intellectual capital, and symbolic capital. The zero capital approach emerges as a transitional strategy that encourages the effective utilization of internal resources, competency-based productive innovation, and operational efficiency through digitalization. The novelty of this article lies in repositioning financial independence as a structural, asset-based process aligned with Islamic values, rather than as an instant outcome driven by monetary capital. This study contributes to the advancement of Islamic education management discourse and offers strategic insights for institutional leaders seeking sustainable financial independence under resource constraints.
Downloads
References
Bryson, J. M. (2018). Strategic planning for public and nonprofit organizations: A guide to strengthening and sustaining organizational achievement (5th ed.). John Wiley & Sons.
Bush, T. (2011). Theories of educational leadership and management (4th ed.). SAGE Publications.
Dees, J. G. (2001). The meaning of social entrepreneurship. Kauffman Center for Entrepreneurial Leadership.
Drucker, P. F. (2007). Management challenges for the 21st century. Butterworth-Heinemann.
Kahf, M. (2003). Islamic economics: What went wrong? Islamic Research and Training Institute.
Mair, J., & Marti, I. (2006). Social entrepreneurship research: A source of explanation, prediction, and delight. Journal of World Business, 41(1), 36–44. https://doi.org/10.1016/j.jwb.2005.09.002
Osterwalder, A., & Pigneur, Y. (2010). Business model generation: A handbook for visionaries, game changers, and challengers. John Wiley & Sons.
Putnam, R. D. (2000). Bowling alone: The collapse and revival of American community. Simon & Schuster.
Raharjo, S. T. (2018). Modal sosial sebagai strategi pemberdayaan masyarakat berbasis kelembagaan. Jurnal Ilmu Sosial dan Ilmu Politik, 22(1), 1–15. https://doi.org/10.22146/jsp.32145
Sallis, E. (2014). Total quality management in education (3rd ed.). Routledge.
Sukardi, I. (2019). Manajemen kewirausahaan lembaga pendidikan Islam berbasis kemandirian ekonomi. Jurnal Pendidikan Islam, 8(2), 215–230. https://doi.org/10.14421/jpi.2019.82.215-230
Yusuf, M., & Widodo, H. (2020). Kemandirian pembiayaan pendidikan Islam: Tantangan dan peluang. Al-Tanzim: Jurnal Manajemen Pendidikan Islam, 4(1), 1–14. https://doi.org/10.33650/al-tanzim.v4i1.935
Zohar, D., & Marshall, I. (2004). Spiritual capital: Wealth we can live by. Berrett-Koehler Publishers.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Journal of Golden Generation Education
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with Journal of Golden Generation Education agree to the following terms:
- Authors retain copyright and grant the Journal of Golden Generation Education right of first publication with the work simultaneously This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License. that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the published version of the work (e.g., post it to an institutional repository or edit it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
