FINANCIAL LITERACY FOR YOUNG ADULT: Mengatur Keuangan dan Mulai Berinvestasi dengan Benar
DOI:
https://doi.org/10.65244/jgga.v1i2.226Keywords:
literasi keuangan, dewasa muda, pengelolaan keuangan, investasi, PKMAbstract
Literasi keuangan merupakan kemampuan dasar yang sangat dibutuhkan oleh generasi dewasa muda dalam menghadapi tantangan ekonomi modern yang semakin kompleks. Rendahnya tingkat literasi keuangan pada kelompok usia muda sering berdampak pada perilaku konsumtif, kesalahan pengelolaan keuangan pribadi, serta minimnya kesiapan dalam menghadapi risiko finansial jangka panjang. Kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan untuk meningkatkan pemahaman dan keterampilan financial literacy bagi young adult melalui edukasi pengelolaan keuangan dan pengenalan investasi yang benar dan bertanggung jawab. Metode pelaksanaan PKM dilakukan melalui pendekatan edukatif-partisipatif berupa penyuluhan, diskusi interaktif, dan simulasi pengelolaan keuangan sederhana. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta terkait perencanaan keuangan, pengelolaan pendapatan, pengendalian pengeluaran, serta pemahaman dasar mengenai instrumen investasi yang legal dan sesuai profil risiko. Kegiatan ini diharapkan mampu membentuk pola pikir finansial yang sehat dan berkelanjutan bagi generasi muda.
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