EDUKASI LITERASI KEUANGAN DAN PERENCANAAN KEUANGAN BAGI MASYARAKAT DAN GENERASI MUDA
DOI:
https://doi.org/10.65244/jgga.v2i1.471Keywords:
Literasi Keuangan, Perencanaan Keuangan, Generasi Muda, Edukasi Keuangan, Pengabdian MasyarakatAbstract
Literasi keuangan merupakan salah satu kompetensi penting yang harus dimiliki masyarakat dan generasi muda dalam menghadapi tantangan ekonomi di era digital. Kurangnya pemahaman mengenai pengelolaan keuangan menyebabkan banyak individu mengalami kesulitan dalam mengatur pendapatan, pengeluaran, tabungan, dan investasi. Kegiatan Pengabdian kepada Masyarakat (PkM) ini bertujuan untuk meningkatkan pemahaman masyarakat dan generasi muda mengenai konsep literasi keuangan, perencanaan keuangan, serta pengambilan keputusan finansial yang bijak. Metode pelaksanaan kegiatan meliputi tahap persiapan, pelaksanaan edukasi, diskusi interaktif, simulasi perencanaan keuangan, dan evaluasi melalui pre-test dan post-test. Hasil kegiatan menunjukkan adanya peningkatan pengetahuan, sikap, dan kesadaran peserta dalam mengelola keuangan secara lebih terstruktur. Peserta juga menunjukkan minat dalam melakukan pencatatan keuangan dan investasi sederhana. Kegiatan ini diharapkan dapat menjadi solusi dalam meningkatkan kesejahteraan finansial masyarakat secara berkelanjutan.
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